frank chander

frank chanderfrank chanderfrank chander

818.400.7074

  • Home
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • JUMBO
    • RENOVATION
    • BANK STATEMENT
    • DSCR
    • Asset Depletion
    • No Income
  • California Loan Limits
    • One Unit
    • Two Unit
    • Three Unit
    • Four Unit
  • Mortgage Calculator
  • About
  • Contact
  • FORMS
  • More
    • Home
    • LOAN PROGRAMS
      • CONVENTIONAL
      • FHA
      • VA
      • JUMBO
      • RENOVATION
      • BANK STATEMENT
      • DSCR
      • Asset Depletion
      • No Income
    • California Loan Limits
      • One Unit
      • Two Unit
      • Three Unit
      • Four Unit
    • Mortgage Calculator
    • About
    • Contact
    • FORMS

818.400.7074

frank chander

frank chanderfrank chanderfrank chander
  • Home
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • JUMBO
    • RENOVATION
    • BANK STATEMENT
    • DSCR
    • Asset Depletion
    • No Income
  • California Loan Limits
    • One Unit
    • Two Unit
    • Three Unit
    • Four Unit
  • Mortgage Calculator
  • About
  • Contact
  • FORMS

DSCR - Debt Service Coverage Ratio

DSCR A Debt Service Coverage Ratio (DSCR) is a loan based on the borrower's ability to generate enough cash flow from the property to cover the debt payments (debt service). The lender calculates the DSCR by dividing the projected rents done via an appraisal and dividing it by the proposed mortgage payment including taxes, insurance and other costs if applicable.


DSCR loans are often used by real estate investors and business owners to purchase or refinance investment properties. They offer more flexible underwriting criteria without the need of tax returns.


For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
7 Mortgage, llc NMLS # 2576715 Equal Housing Opportunity, © 2024 All Rights Reserved. Terms and conditions


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